In Florida, drivers benefit from Florida Statute §627.7288, which provides free windshield replacement for those with comprehensive insurance coverage. This statute also allows motorists with combined additional coverage to receive complimentary windshield repairs.

However, many drivers only learn about this benefit when their insurance provider or repair shop informs them. With an expansive interstate highway system and numerous commercial vehicles traveling across the state, the likelihood of windshield damage is high.

If your windshield is damaged and you hold comprehensive or combined additional coverage, promptly contact Bang AutoGlass.

Understanding Comprehensive Insurance

Comprehensive insurance covers vehicle repair or replacement due to damage or theft unrelated to collisions. This includes windshield damage caused by falling objects, vandalism, debris impact, fire, animal collisions, or riots. While policyholders usually pay a deductible for repairs, Florida law requires that car owners with comprehensive coverage do not pay for windshield repairs or replacements.

Free Windshield Repair Mandate

The cost of windshield replacement often discourages Florida drivers. However, driving with a damaged windshield can be unsafe as it may shatter onto passengers or onto the road, causing accidents. Moreover, driving with a cracked windshield may result in legal fines if stopped by law enforcement. Therefore, addressing windshield damage promptly is crucial, and free repairs encourage immediate action.

Importance of Legal Assistance After Accidents

After an accident, securing legal assistance is vital, especially when injuries are involved. Victims can face severe injuries, medical expenses, and emotional trauma. Insurance companies may also try to dispute or undervalue claims. An experienced auto accident attorney advocates for you, negotiating with insurers for a favorable settlement and ensuring you receive the compensation you deserve.

Expanding Benefits of Comprehensive Coverage

Comprehensive insurance provides protection beyond windshield damage. It covers theft, vandalism, natural disasters, and more, helping drivers appreciate its overall value. Comprehensive coverage offers peace of mind, knowing that various risks are covered, which can lead to safer driving habits.

Safety and Legal Compliance

Driving with a damaged windshield poses safety hazards and legal risks. Highlighting potential fines from law enforcement encourages drivers to prioritize repairs. Legal advice after an accident helps protect your rights and maximize compensation.

Proactive Action

By encouraging proactive action like contacting Bang AutoGlass for repairs and providing clear guidance, drivers can confidently resolve issues. This proactive mindset promotes safety, financial stability, and legal compliance, leading to safer roads and efficient insurance claim resolutions.