In the state of Florida, one significant benefit for drivers is Florida Statute §627.7288, which allows individuals with comprehensive insurance coverage to have their cracked or broken windshield replaced for free. Moreover, motorists who have combined additional coverage also qualify for free windshield repair.

Unfortunately, many drivers become aware of this Florida statute only after their insurance provider or repair shop informs them of it. Given the extensive system of interstate highways and the multitude of large commercial vehicles on Florida roads, the likelihood of sustaining a cracked windshield is remarkably high.

What Is Comprehensive Insurance? Comprehensive insurance covers the replacement or repair of your vehicle if it is damaged or stolen in an incident not involving a collision. Comprehensive coverage extends to windshield damage resulting from:

• Falling objects

• Vandalism

• Damage caused by rocks or other debris

• Fire

• Damage from animals

• Damage from rioters

Although insurance coverage typically entails policyholders paying a deductible for repairs, Florida law dictates that car owners pay nothing to repair or replace their windshields if they have comprehensive coverage.

Why Does Florida Law Mandate Free Windshield Replacement? The cost of replacing a windshield can be substantial, causing many Florida drivers to hesitate. However, driving with a damaged windshield is unsafe, as the glass could shatter onto the driver and passengers. Moreover, shattered glass on the road poses a hazard to other drivers, potentially leading to traffic accidents. Additionally, driving with a cracked or broken windshield can result in a citation if pulled over by the police.

For these reasons, it's imperative to promptly repair or replace a damaged windshield. With the assurance of free windshield replacement under Florida law, more drivers are willing to address the issue immediately, prioritizing safety on the road. To schedule your windshield replacement contact Bang AutoGlass and you can get scheduled as soon as next day.