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Jury recommends death penalty for ex-prison guard trainee who killed 5 at Florida bank

A pivotal verdict was delivered on Wednesday as a jury recommended that Zephen Xaver, a former prison guard trainee, be sentenced to death for the merciless execution-style murders of five women inside a SunTrust Bank in Sebring, Florida, five years ago. Xaver's actions fulfilled a chilling desire he had harbored for years—to commit murder.

The jury voted 9-3 in favor of the death penalty for the 27-year-old Xaver, who remained stoic as the verdicts were announced after less than three hours of deliberation by the Highlands County jury.

The final decision on Xaver's fate lies with Circuit Judge Angela Cowden, who will determine the sentencing after a scheduled hearing next month. A recent Florida law enacted in 2023 enabled Cowden to impose the death penalty with an 8-4 jury recommendation, departing from the previous requirement of a unanimous jury decision following a 9-3 vote that spared the Parkland school shooter in 2018.

Having pleaded guilty to five counts of first-degree murder last year, Xaver avoided a trial that had been postponed due to the COVID-19 pandemic, legal proceedings, and attorney illnesses.

The victims of Xaver's heinous act included Cynthia Watson, 65, recently married for less than a month; Marisol Lopez, 55, a mother of two and bank teller coordinator; Ana Pinon-Williams, 38, a mother of seven and banker trainee; Debra Cook, 54, a mother of two, grandmother, and bank teller; and Jessica Montague, 31, a mother of one and stepmother of four.

During closing arguments, prosecutor Bonde Johnson argued vehemently that Xaver deserved the death penalty due to the premeditated and "shockingly evil" nature of the massacre, which realized his long-held ambition to kill. Johnson vividly recounted how Xaver systematically ordered the victims to the floor before callously shooting each one in the head, eliciting cries of disbelief from the victims.

In contrast, defense attorney Jane McNeill implored jurors to consider Xaver's severe mental illness, citing his long-standing auditory hallucinations urging him to harm himself and others. McNeill passionately appealed for leniency, advocating that a life sentence would be the morally just decision.

Throughout the trial, prosecutors depicted Xaver as a methodical killer who concocted claims of hearing voices to rationalize his violent actions, while the defense portrayed him as a man plagued by profound psychotic episodes.

Xaver's troubled history included alarming statements made to his high school counselor in Indiana in 2014, expressing desires to kill classmates, which led to law enforcement involvement. Despite efforts by his mother, Misty Hendricks, to secure psychological help, Xaver's condition deteriorated, resulting in his discharge from the Army during boot camp in 2016 due to homicidal thoughts.

On the morning of the bank massacre, Xaver exchanged ominous text messages with his girlfriend, hinting at imminent violence and describing it as the "best day of his life." Shortly before entering the bank, he chillingly texted his girlfriend about his impending death and his intent to take others with him, fulfilling his desire to kill.

After the rampage, Xaver initially contemplated suicide but ultimately surrendered to law enforcement.

During the sentencing phase, defense witnesses testified about Xaver's troubled upbringing and adolescent struggles, painting a portrait of a once gentle and withdrawn child who underwent a drastic transformation.

Responding to the jury's recommendation, Brian Haas, the local state attorney, expressed appreciation for the verdict while emphasizing that the focus should remain on the victims and their grieving families, who have endured profound anguish since the tragic events of January 2019.

"Five women, who were not just victims but beloved mothers, daughters, sisters, wives, and more, had their lives tragically cut short on that fateful day," Haas remarked, underscoring the enduring impact of the loss suffered by the victims' families.

As Xaver awaits his final sentencing, the community and the nation grapple with the profound implications of the case, confronting issues of justice, mental health, and the devastating consequences of senseless violence on innocent lives.

#1 Free Windshield Replacement Service in Arizona and Florida!

Our services include free windshield replacements, door glass, sunroof and back glass replacements on any automotive vehicle. Our service includes mobile service, that way you can enjoy and relax at the comfort of home, work or your choice of address as soon as next day.


Schedule Appointment Now or Call (813) 951-2455 to schedule today.

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We work on every year, make and model including

Acura, Aston Martin, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Dodge, Ferrari, Fiat, Ford, Freightliner, Geo, GM, GMC, Honda, Hyundai, Infinity, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, McLaren, Mercedes Benz, Mercury, Mini Cooper, Mitsubishi, Nissan, Oldsmobile, Peugeot, Pontiac, Plymouth, Porsche, Ram, Saab, Saturn, Scion, Smart Car, Subaru, Suzuki, Tesla, Toyota, Volkswagen, Volvo and more!

All insurance companies are accepted including

Allstate, State Farm, Geico (Government Employees Insurance Company), Progressive, USAA (United Services Automobile Association), Liberty Mutual, Nationwide, Travelers, Farmers Insurance, American Family Insurance, AAA (American Automobile Association), AIG (American International Group), Zurich Insurance Group, AXA, The Hartford, Erie Insurance, Amica Mutual Insurance, Mercury Insurance, Esurance, MetLife Auto & Home, Safeway and many , many more!

States We Service

Front Windshield Replacement, Door Glass Replacement, Back Glass Replacement, Sun Roof Replacement, Quarter Panel Replacement, Windshield Repair

AutoGlass Services Provided

Front Windshield Replacement, Door Glass Replacement, Back Glass Replacement, Sun Roof Replacement, Quarter Panel Replacement, Windshield Repair

#1 Free Windshield Replacement Service in Arizona and Florida!

Our services include free windshield replacements, door glass, sunroof and back glass replacements on any automotive vehicle. Our service includes mobile service, that way you can enjoy and relax at the comfort of home, work or your choice of address as soon as next day.


Schedule Appointment Now or Call (813) 951-2455 to schedule today.

Areas Served in Florida

Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, Destin, Naples, Key West, Sarasota, Pensacola, West Palm Beach, St. Augustine, FT Myers, Clearwater, Daytona Beach, St. Petersburg, Gainesville, Kissimmee, Boca Raton, Ocala, Panama City, Panama City Beach, Miami Beach, Bradenton, Cape Coral, The Villages, Palm Beach, Siesta Key, Cocoa Beach, Marco Island, Vero Beach, Port St. Lucie, Pompano Beach, Florida City, Punta Gorda, Stuart, Crystal River, Palm Coast, Port Charlotte and more!

Areas Served in Arizona

Phoenix, Sedona, Scottsdale, Mesa, Flagstaff, Tempe, Grand Canyon Village, Yuma, Chandler, Glendale, Prescott, Surprise, Kingman, Peoria, Lake Havasu City, Arizona City, Goodyear, Buckeye, Casa Grande, Page, Sierra Vista, Queen Creek and more!

We work on every year, make and model including

Acura, Aston Martin, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Dodge, Ferrari, Fiat, Ford, Freightliner, Geo, GM, GMC, Honda, Hyundai, Infinity, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, McLaren, Mercedes Benz, Mercury, Mini Cooper, Mitsubishi, Nissan, Oldsmobile, Peugeot, Pontiac, Plymouth, Porsche, Ram, Saab, Saturn, Scion, Smart Car, Subaru, Suzuki, Tesla, Toyota, Volkswagen, Volvo and more!

All insurance companies are accepted including

Allstate, State Farm, Geico (Government Employees Insurance Company), Progressive, USAA (United Services Automobile Association), Liberty Mutual, Nationwide, Travelers, Farmers Insurance, American Family Insurance, AAA (American Automobile Association), AIG (American International Group), Zurich Insurance Group, AXA, The Hartford, Erie Insurance, Amica Mutual Insurance, Mercury Insurance, Esurance, MetLife Auto & Home, Safeway and many , many more!

States We Service

Front Windshield Replacement, Door Glass Replacement, Back Glass Replacement, Sun Roof Replacement, Quarter Panel Replacement, Windshield Repair

AutoGlass Services Provided

Front Windshield Replacement, Door Glass Replacement, Back Glass Replacement, Sun Roof Replacement, Quarter Panel Replacement, Windshield Repair

#1 Free Windshield Replacement Service in Arizona and Florida!

Our services include free windshield replacements, door glass, sunroof and back glass replacements on any automotive vehicle. Our service includes mobile service, that way you can enjoy and relax at the comfort of home, work or your choice of address as soon as next day.


Schedule Appointment Now or Call (813) 951-2455 to schedule today.

Areas Served in Florida

Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, Destin, Naples, Key West, Sarasota, Pensacola, West Palm Beach, St. Augustine, FT Myers, Clearwater, Daytona Beach, St. Petersburg, Gainesville, Kissimmee, Boca Raton, Ocala, Panama City, Panama City Beach, Miami Beach, Bradenton, Cape Coral, The Villages, Palm Beach, Siesta Key, Cocoa Beach, Marco Island, Vero Beach, Port St. Lucie, Pompano Beach, Florida City, Punta Gorda, Stuart, Crystal River, Palm Coast, Port Charlotte and more!

Areas Served in Arizona

Phoenix, Sedona, Scottsdale, Mesa, Flagstaff, Tempe, Grand Canyon Village, Yuma, Chandler, Glendale, Prescott, Surprise, Kingman, Peoria, Lake Havasu City, Arizona City, Goodyear, Buckeye, Casa Grande, Page, Sierra Vista, Queen Creek and more!

We work on every year, make and model including

Acura, Aston Martin, Audi, Bentley, BMW, Buick, Cadillac, Chevrolet, Chrysler, Dodge, Ferrari, Fiat, Ford, Freightliner, Geo, GM, GMC, Honda, Hyundai, Infinity, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, McLaren, Mercedes Benz, Mercury, Mini Cooper, Mitsubishi, Nissan, Oldsmobile, Peugeot, Pontiac, Plymouth, Porsche, Ram, Saab, Saturn, Scion, Smart Car, Subaru, Suzuki, Tesla, Toyota, Volkswagen, Volvo and more!

All insurance companies are accepted including

Allstate, State Farm, Geico (Government Employees Insurance Company), Progressive, USAA (United Services Automobile Association), Liberty Mutual, Nationwide, Travelers, Farmers Insurance, American Family Insurance, AAA (American Automobile Association), AIG (American International Group), Zurich Insurance Group, AXA, The Hartford, Erie Insurance, Amica Mutual Insurance, Mercury Insurance, Esurance, MetLife Auto & Home, Safeway and many , many more!

States We Service

Front Windshield Replacement, Door Glass Replacement, Back Glass Replacement, Sun Roof Replacement, Quarter Panel Replacement, Windshield Repair

AutoGlass Services Provided

Front Windshield Replacement, Door Glass Replacement, Back Glass Replacement, Sun Roof Replacement, Quarter Panel Replacement, Windshield Repair

Jury recommends death penalty for ex-prison guard trainee who killed 5 at Florida bank

A pivotal verdict was delivered on Wednesday as a jury recommended that Zephen Xaver, a former prison guard trainee, be sentenced to death for the merciless execution-style murders of five women inside a SunTrust Bank in Sebring, Florida, five years ago. Xaver's actions fulfilled a chilling desire he had harbored for years—to commit murder.

The jury voted 9-3 in favor of the death penalty for the 27-year-old Xaver, who remained stoic as the verdicts were announced after less than three hours of deliberation by the Highlands County jury.

The final decision on Xaver's fate lies with Circuit Judge Angela Cowden, who will determine the sentencing after a scheduled hearing next month. A recent Florida law enacted in 2023 enabled Cowden to impose the death penalty with an 8-4 jury recommendation, departing from the previous requirement of a unanimous jury decision following a 9-3 vote that spared the Parkland school shooter in 2018.

Having pleaded guilty to five counts of first-degree murder last year, Xaver avoided a trial that had been postponed due to the COVID-19 pandemic, legal proceedings, and attorney illnesses.

The victims of Xaver's heinous act included Cynthia Watson, 65, recently married for less than a month; Marisol Lopez, 55, a mother of two and bank teller coordinator; Ana Pinon-Williams, 38, a mother of seven and banker trainee; Debra Cook, 54, a mother of two, grandmother, and bank teller; and Jessica Montague, 31, a mother of one and stepmother of four.

During closing arguments, prosecutor Bonde Johnson argued vehemently that Xaver deserved the death penalty due to the premeditated and "shockingly evil" nature of the massacre, which realized his long-held ambition to kill. Johnson vividly recounted how Xaver systematically ordered the victims to the floor before callously shooting each one in the head, eliciting cries of disbelief from the victims.

In contrast, defense attorney Jane McNeill implored jurors to consider Xaver's severe mental illness, citing his long-standing auditory hallucinations urging him to harm himself and others. McNeill passionately appealed for leniency, advocating that a life sentence would be the morally just decision.

Throughout the trial, prosecutors depicted Xaver as a methodical killer who concocted claims of hearing voices to rationalize his violent actions, while the defense portrayed him as a man plagued by profound psychotic episodes.

Xaver's troubled history included alarming statements made to his high school counselor in Indiana in 2014, expressing desires to kill classmates, which led to law enforcement involvement. Despite efforts by his mother, Misty Hendricks, to secure psychological help, Xaver's condition deteriorated, resulting in his discharge from the Army during boot camp in 2016 due to homicidal thoughts.

On the morning of the bank massacre, Xaver exchanged ominous text messages with his girlfriend, hinting at imminent violence and describing it as the "best day of his life." Shortly before entering the bank, he chillingly texted his girlfriend about his impending death and his intent to take others with him, fulfilling his desire to kill.

After the rampage, Xaver initially contemplated suicide but ultimately surrendered to law enforcement.

During the sentencing phase, defense witnesses testified about Xaver's troubled upbringing and adolescent struggles, painting a portrait of a once gentle and withdrawn child who underwent a drastic transformation.

Responding to the jury's recommendation, Brian Haas, the local state attorney, expressed appreciation for the verdict while emphasizing that the focus should remain on the victims and their grieving families, who have endured profound anguish since the tragic events of January 2019.

"Five women, who were not just victims but beloved mothers, daughters, sisters, wives, and more, had their lives tragically cut short on that fateful day," Haas remarked, underscoring the enduring impact of the loss suffered by the victims' families.

As Xaver awaits his final sentencing, the community and the nation grapple with the profound implications of the case, confronting issues of justice, mental health, and the devastating consequences of senseless violence on innocent lives.

Blogs & News

Stay up to date on all AutoGlass, free windshield replacements and News in the states of Florida & Arizona

Blogs & News

Stay up to date on all AutoGlass, free windshield replacements and News in the states of Florida & Arizona