White SUV in a waterfront parking lot beside a salt marsh and tidal creek at sunset

Phoenix & Tucson areasTampa, Orlando, Miami & Jacksonville areas

USAA windshield replacement claims in AZ & FL.

4.7 on Google 400+ reviews 14,000+ jobs

Need a USAA windshield replacement? Members report glass damage on usaa.com, in the USAA Mobile App or by phone. We check your coverage first, then help you file.

Using insurance? Bang AutoGlass is an independent auto glass company. We accept all insurance companies and help you file your claim.

Prefer to text? (877) 350-5962

Free quote

Get a windshield quote before you file.

Choose insurance as the way you pay; we ask about your USAA policy when we call and check your coverage before we book. Questions first? Call (877) 994-5277.

  • Coverage checked before you book
  • We help you file your claim
  • We bill your insurer directly

Step 1 of 4 · Glass

Which glass?
Your vehicle

Is there a camera behind the rearview mirror?

Unsure? Text us a photo of the glass

Where is the car?

We come to your home or work in the Phoenix and Tucson areas and the Tampa, Orlando, Miami, Jacksonville and West Palm Beach areas.

How are you paying?

Where should we send your quote?

4.7 on GoogleLifetime workmanship warrantyRather text? (877) 350-5962

Step by step

How to start a USAA glass claim.

USAA asks members to report what happened and choose where the work is done. Here is that path with us as the shop.

  1. Price it with us first

    Send the vehicle and a photo, or call (877) 994-5277. We match the glass to your VIN and look at your USAA policy with you.

  2. Report it to USAA

    Use usaa.com or the USAA Mobile App, or call the number on USAA’s glass claims page. The online glass claim runs through Safelite, USAA’s glass alliance; USAA says members may pick their own shop, so you can also call and name us.

  3. Choose us as your shop

    When USAA asks where you’d like the work done, give Bang AutoGlass and (877) 994-5277.

  4. We come to you

    Monday to Saturday, 8am–6pm, at your home or work. Most windshields take 30–45 minutes, and we bill your insurer directly.

USAA glass claims in Arizona and Florida

Florida

The windshield
has its own rule on a policy with comprehensive

  • The deductible doesn’t apply to windshield damage
  • Door, rear and sunroof glass: your policy’s terms and deductible apply
  • We check your policy before booking

A liability-only policy doesn’t cover glass in either state.

Check my coverage

Beyond the windshield

Other glass on a USAA claim.

  1. Door and back glass

    AZ Arizona’s full glass option names door and window glass, so it reaches them when you chose it.

    FL Florida’s windshield rule doesn’t reach them, so your deductible applies.

    Door glass Rear glass

  2. Sunroof glass

    Neither state’s rule names sunroof glass, so your policy wording decides.

    Sunroof glass

  3. The camera behind the mirror

    If your car’s camera needs recalibrating after the new windshield, we tell you up front, before any work starts.

    ADAS calibration

Reviews

4.7 on Google from 400+ reviews

This is the 2nd time I used this company and they were as good the 2nd time as they were the first. Awesome customer service!! Highly recommend.

Chris CusterGoogle review · Tampa profileSeptember 28, 2026
  • Great service! Tech had good communication and now I have a new windshield, looks awesome thanks Bang!

    Cole BradleyGoogle review · Phoenix profileAugust 19, 2026
  • The technician arrived on time, did excellent work, and made sure everything was installed correctly before leaving. The quality of the windshield and workmanship exceeded my expectations, and the pricing was fair and transparent.

    Daniel EvansGoogle review · Phoenix profileAugust 20, 2026
  • The people at Bang AutoGlass are the best, they go out of their way to give the best service and customer service.

    ArannyGoogle review · Miami profileSeptember 25, 2026

Our Google profiles

The 4.7 and 400+ come from our Google profiles in both states.

Read more reviews

USAA claim answers.

Have your USAA policy handy? Call (877) 994-5277, answered 24/7, or text a photo of the damage to (877) 350-5962.

Does USAA cover windshield replacement in Arizona and Florida?

Usually, through the comprehensive part of your USAA auto policy; a liability-only policy doesn’t pay for your own glass. In Arizona, the windshield skips the deductible only if you chose full glass coverage. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

How do I file a USAA windshield claim?

Report it on usaa.com or in the USAA Mobile App, or call 800-525-1790, the number on USAA’s glass claims page. Have your member number, the vehicle and the date of the damage ready.

Can I use my own glass shop with USAA?

USAA’s glass page says members can pick the shop. In Arizona you can choose any glass shop unless your policy contract says otherwise; in Florida, on a personal auto policy, USAA may not require a particular company for windshield work; if you accepted a discount for a set repair arrangement, check your policy. More on who picks the glass shop.

What if I already paid for the glass?

USAA has an online reimbursement request for glass work you’ve already paid for. It asks for the vehicle, the amount you paid and the shop’s name and number.

Does USAA charge a deductible for a new windshield?

USAA says a deductible may apply to a replacement. In Arizona, if you chose full glass coverage, it pays for a windshield replacement with no deductible. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

Will a glass claim affect my USAA premium?

Ask USAA. Premiums depend on the company and the policy, and we can’t predict them. More on glass claims and your rate.

Mon–Sat, 8am–6pm

Need a USAA windshield replacement? Get your quote first.

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