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Arizona insurance guide

Arizona full glass coverage, explained

Insurers must offer it, but it covers you only if you elected it.

Get up to $200 cash back per vehicle

Amount varies by vehicle and coverage; confirmed before booking. Arizona only. Full glass coverage. Paid by Zelle after installation. One offer per vehicle; may change or end. See offer details

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Free coverage check. We help you file the claim.

Same-day appointments available

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  • Latest review: September 2026

A completed Bang AutoGlass mobile windshield replacement in Tempe, Arizona

Arizona offer

Arizona windshield replacement cash back

Get up to $200 cash back per vehicle

  • Amount depends on your vehicle and coverage. We confirm the exact amount before we schedule.
  • Arizona only. Not available in Florida or other states.
  • Available to drivers with full glass coverage.
  • Paid by Zelle after the installation.
  • One offer per vehicle. Offer may change or end at any time.

View full termsView full Arizona offer

  1. Get in touch

    Call, text a photo, or ask for a quote online.

  2. Confirm coverage

    We check your policy for full glass coverage and confirm your cash-back amount before scheduling.

  3. Replace your glass

    We bring OEM-quality glass to you and complete the mobile installation.

  4. Receive Zelle payment

    We pay you by Zelle after the installation.

Arizona glass law

When does an Arizona windshield deductible not apply?

A.R.S. § 20-264 requires insurers that write private-passenger comprehensive coverage to offer a full glass option. You must elect it. When your policy includes that option, no deductible applies to covered windshield, door and window glass. Without it, the normal comprehensive deductible applies. We provide a free coverage check before any work.

  • Full glass option elected

    With comprehensive coverage and the option elected under A.R.S. § 20-264, no deductible applies to covered windshield, door and window glass.

  • Comprehensive only

    Glass may be covered, but the normal comprehensive deductible applies when the full glass option was not elected. We check the policy before you schedule.

  • Liability only

    Liability coverage does not cover damage to your own auto glass. We can give you a clear self-pay quote before any work begins.

Check your glass coverage

Call for a free coverage check. We will confirm what your policy includes before you schedule replacement.

Call (877) 994-5277Get a free quote
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  • 350+ reviews across our Google profiles
  • 14,000+ completed installs
  • Latest review: September 2026

  • A.R.S. § 20-264

    The elected full glass option

    A private-passenger auto insurer writing comprehensive coverage must offer, at the insured's option, complete coverage for repair or replacement of damaged safety equipment without regard to a deductible. Safety equipment includes windshield, door and window glass and light materials.

    Read A.R.S. § 20-264

  • A.R.S. § 20-469

    Your glass shop choice

    Unless otherwise prescribed by contract, you may choose any glass repair facility for a motor-vehicle glass loss. If an insurer recommends or gives information about a facility, it must tell you at the same time that the choice is yours.

    Read A.R.S. § 20-469

Reviewed October 2026 against A.R.S. §§ 20-264 and 20-469.

Google reviews

Reviews from our Phoenix Google profile

  • Google 4.7
  • 350+ reviews across our Google profiles
  • 14,000+ completed installs
  • Latest review: September 2026
  • “The technician arrived on time, did excellent work, and made sure everything was installed correctly before leaving. The quality of the windshield and workmanship exceeded my expectations, and the pricing was fair and transparent.”
    Daniel Evans · Google review · Phoenix profile · August 20, 2026
  • “Great service! Tech had good communication and now I have a new windshield, looks awesome thanks Bang!”
    Cole Bradley · Google review · Phoenix profile · August 19, 2026
  • “Great company to work with! Super efficient on helping my with my cracked windshield and they even follow up with making sure it’s held up well over the year! Definitely recommend!”
    Ashley Ong · Google review · Phoenix profile · June 9, 2026

Read all Google reviews:PhoenixTucson

Where we come to you

We serve the Phoenix area (about 50 miles) and the Tucson area (about 30 miles), plus the cities listed on our Arizona page.

Arizona insurance FAQs

Answers about Arizona full glass coverage

How does full glass coverage affect my deductible?
Under A.R.S. § 20-264, insurers writing private-passenger comprehensive coverage must offer a full glass option. You must elect it; it is not automatic. If your policy includes the option, no deductible applies to covered windshield, door and window glass. If you did not elect it, your normal comprehensive deductible applies. We check your coverage before any work is scheduled.
How do I find out if I carry full glass coverage?
Check the declarations page, which is the policy summary. Look for full glass, safety glass, or glass coverage: no deductible. Your regular comprehensive deductible may appear in another place, so read the glass section too. If the wording is unclear, call us for a free coverage check before you schedule.
Can my insurer make me use its glass shop?
Under A.R.S. § 20-469, unless otherwise prescribed by contract, you may choose any glass repair facility for a motor-vehicle glass loss. If your insurer recommends a shop or gives you shop information, it must tell you at the same time that the choice is yours. If steering continues, ask for a supervisor. You may also file a complaint with the Arizona Department of Insurance and Financial Institutions at difi.az.gov.
Does full glass coverage include door glass, back glass and sunroofs?
A.R.S. § 20-264(B) names glass used in the windshield, doors and windows. That includes door glass and back glass when the elected option and policy cover the loss. A sunroof is not named in the statute, so coverage depends on your policy wording. We check the exact glass and policy before you schedule replacement.
Will a glass claim raise my rates in Arizona?
Your insurer decides that under your Arizona policy, and it can depend on the facts of the loss. Ask how it treats a glass-only claim before you file. We check your coverage free and never pressure you to file a claim.
What if I do not carry the full glass option?
If you did not elect the full glass option, your normal comprehensive deductible may apply. You can also ask us for a clear, no-pressure self-pay quote before any work begins. At your next renewal, ask your insurer about adding the option. The insurer must offer it with private-passenger comprehensive coverage, but it applies only after you elect it and it is added to your policy.
Is ADAS calibration part of the claim?
When a covered windshield replacement requires ADAS calibration, the calibration is part of completing the replacement correctly. Coverage still depends on the policy. We provide calibration during the same visit where the procedure can be done on site. We confirm the vehicle's calibration needs before the appointment and document the completed work for your records.
Do you offer cash back on windshield replacement in Arizona?
Yes. Bang AutoGlass offers up to $200 cash back per vehicle. The amount depends on your vehicle and coverage, and we confirm it before scheduling. Arizona only. Full glass coverage is required. We pay by Zelle after the installation. One offer is available per vehicle, and the offer may change or end.
How and when is the cash back paid?
It is paid by Zelle after the installation. We confirm the exact amount before scheduling.

General information, not legal or insurance advice; coverage details vary by policy.

Find your insurer's glass claim guide

Not sure you have full glass coverage?

Tell us about your vehicle and damaged glass. We will check your coverage, explain the next step, and give you a free quote.

  • Mobile service. We come to your home, work or roadside.
  • Insurance guidance. Coverage checks, claim guidance and direct billing to your insurer.
  • Glass and calibration. OEM-quality glass, and calibration during the same visit where the procedure can be done on site.
  • Workmanship warranty. The warranty lasts for as long as you own the vehicle.
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  • 350+reviews across our Google profiles
  • 14,000+completed installs
  • Latest review: September 2026

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Get up to $200 cash back per vehicle

Amount varies by vehicle and coverage; confirmed before booking. Arizona only. Full glass coverage. Paid by Zelle after installation. One offer per vehicle; may change or end. View full terms

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