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Tampa, Orlando & Miami areasJacksonville & West Palm Beach areas

FAJUA windshield replacement claims in Florida.

4.7 on Google 400+ reviews 14,000+ jobs

The Florida Automobile Joint Underwriting Association, or FAJUA, sends a new windshield claim to Athens Insurance Services by phone, email or fax. We check your coverage, then help you file.

Using insurance? Bang AutoGlass is an independent auto glass company. We accept all insurance companies and help you file your claim.

Prefer to text? (877) 350-5962

Free quote

Get a windshield quote before you file.

Choose insurance as the way you pay; we ask about your FAJUA policy when we call and check your coverage before we book. Questions first? Call (877) 994-5277.

  • Coverage checked before you book
  • We help you file your claim
  • We bill your insurer directly

Step 1 of 4 · Glass

Which glass?
Your vehicle

Is there a camera behind the rearview mirror?

Unsure? Text us a photo of the glass

Where is the car?

We come to your home or work in the Phoenix and Tucson areas and the Tampa, Orlando, Miami, Jacksonville and West Palm Beach areas.

How are you paying?

Where should we send your quote?

4.7 on GoogleLifetime workmanship warrantyRather text? (877) 350-5962

Step by step

How to start a FAJUA glass claim.

FAJUA covers Florida drivers and vehicle owners who couldn’t buy a policy from other companies. Its claims page lists one contact for losses from October 2020 on.

  1. Price the windshield with us

    Call (877) 994-5277 or send the vehicle and a photo of the damage. We look up the windshield by VIN and go over the FAJUA policy with you.

  2. Report the loss to Athens

    FAJUA’s claims page lists 1-888-534-6375, the email fajua@athensadmin.com and fax (916) 384-0965 for losses since 10/1/2020.

  3. Say which shop is doing it

    When the claims handler asks where the glass will be replaced, give Bang AutoGlass and (877) 994-5277. Keep the claim number.

  4. We come to you

    Monday to Saturday, 8am–6pm, at your home or work. Most windshields take 30–45 minutes, and we bill your insurer directly.

Florida Automobile Joint Underwriting Association glass claims in Florida

Florida

The windshield
has its own rule on a policy with comprehensive

  • The deductible doesn’t apply to windshield damage
  • Door, rear and sunroof glass: your policy’s terms and deductible apply
  • We check your policy before booking

A liability-only policy doesn’t cover glass.

Check my coverage

Beyond the windshield

Other glass on a FAJUA claim.

  1. Door and back glass

    Florida’s windshield rule doesn’t reach them, so your deductible applies.

    Door glass Rear glass

  2. Sunroof glass

    Florida’s windshield rule doesn’t reach sunroof glass, so your policy wording and deductible decide.

    Sunroof glass

  3. The camera behind the mirror

    If your car’s camera needs recalibrating after the new windshield, we tell you up front, before any work starts.

    ADAS calibration

Reviews

4.7 on Google from 400+ reviews

Great service loved how I was treated and the price was great as well!

Lea CrowGoogle review · Tampa profileSeptember 5, 2026
  • I was nervous about replacing a windshield with cameras and sensors, but Bang AutoGlass nailed it. They explained the calibration step, and verified everything before leaving. Clear communication, careful work, and new windshield. Five stars for safety and accuracy.

    Vanessa RobertsGoogle review · Miami profileNovember 11, 2025
  • This is the 2nd time I used this company and they were as good the 2nd time as they were the first. Awesome customer service!! Highly recommend.

    Chris CusterGoogle review · Tampa profileSeptember 28, 2026
  • The people at Bang AutoGlass are the best, they go out of their way to give the best service and customer service.

    ArannyGoogle review · Miami profileSeptember 25, 2026

Our Google profiles

The 4.7 and 400+ come from our Google profiles in both states.

Read more reviews

FAJUA claim answers.

Have your FAJUA policy handy? Call (877) 994-5277, answered 24/7, or text a photo of the damage to (877) 350-5962.

Does FAJUA cover windshield replacement in Florida?

Usually, through the comprehensive part of your FAJUA auto policy; a liability-only policy doesn’t pay for your own glass. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

What is FAJUA?

FAJUA’s own site calls it Florida’s market of last resort for auto insurance, open to licensed drivers and vehicle owners who have been unable to buy insurance from other companies.

Who handles FAJUA glass claims?

For new losses from October 1, 2020 on, FAJUA lists Athens Insurance Services: phone 1-888-534-6375, email fajua@athensadmin.com, fax (916) 384-0965. Older losses go to a different contact on the same page.

Does a deductible apply to my FAJUA windshield claim?

If the policy has comprehensive coverage, Florida’s rule says the deductible doesn’t apply to windshield damage. A liability-only policy doesn’t cover glass. We read your policy with you before anything is booked.

Can I use Bang AutoGlass on a FAJUA claim?

On a Florida personal auto policy, an insurer or anyone acting for it may not require a particular company for windshield work. If your policy has a repair arrangement you accepted for a discount, check its terms.

Will a glass claim change my FAJUA premium?

Ask FAJUA or your agent. Pricing depends on the policy, and we can’t predict it. More on glass claims and your rate.

Mon–Sat, 8am–6pm

Need a FAJUA windshield replacement? Get your quote first.

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