Farmers Casualty windshield replacement Arizona and Florida
We're a mobile auto glass shop serving Arizona and Florida. Tell us you're insured with Farmers Casualty and we'll verify your coverage, handle the claim paperwork, and come to you — usually next-day.
Will Farmers Casualty charge you a deductible?
It depends on which state your policy was written in — the two states run completely different rules.
Arizona
If your policy includes optional zero-deductible full-glass coverage, your deductible is $0. Otherwise, your comprehensive deductible applies. A.R.S. § 20-264.
Florida
With qualifying comprehensive coverage, Florida waives the windshield deductible. Door, rear, quarter and sunroof glass use the policy's normal deductible. Fla. Stat. § 627.7288.
Bang AutoGlass job records include 100+ billed jobs associated with Farmers Casualty policies across Arizona and Florida. This job history does not imply endorsement or partnership with Farmers Casualty.
General information, not legal or insurance advice — coverage varies by policy, and we confirm yours free before any work. Full state rules: the Arizona full glass guide · the Florida windshield law guide.
How to file with Farmers Casualty
- 1. Open the glass claim with Farmers Casualty.Most carriers take glass claims through their app, their website, or the claims number on your policy card — say "glass only" and it's usually the fastest lane they have.
- 2. Answer the basics.They'll ask for your policy number, the date the damage happened, and which glass is damaged — plus roughly where the break sits and how big it is.
- 3. Write down the number they give you. Some carriers issue a claim number directly; others route glass through an administrator and hand you a referral number instead. Either one is all we need — the notes below cover what to expect from Farmers Casualty.
- 4. Or skip all of it. Tell us it's a Farmers Casualtypolicy and we file the claim with you start to finish — that's included, not an add-on.
What to have ready
- Your claim number — if you already filed
- Your policy number — if you haven't
- Year, make, and model
- The VIN, if it's reachable — two same-trim cars can take different glass
- The ZIP code where the car will be parked
Missing something? Start anyway — we'll fill the gaps with you on the phone.
How a Farmers Casualty glass claim works with us
- 1. You call or book online. Tell us it's a Farmers Casualty policy and give us your vehicle, the damage, and where you want us to meet you.
- 2. We verify your coverage — free. We confirm what your policy actually covers before anything is scheduled, so there are no surprises.
- 3. We handle the claim paperwork. We file it and walk you through anything Farmers Casualty needs from you directly.
- 4. We come to you. Home, work, or roadside — most jobs take 30–45 minutes, plus recalibration where your vehicle needs it.
14,000+
Windshields replaced
4.7
Rated on Google
200+
Cities across AZ & FL
52
Vehicle makes serviced
Every windshield replacement comes with OEM-quality glass, a lifetime workmanship warranty for as long as you own the vehicle, and ADAS recalibration to factory spec when the vehicle needs it.
Farmers Casualty policies turn up in our work in both Arizona and Florida, and those two states handle glass deductibles under completely different rules. About half the vehicles we replace glass on for these policyholders are camera-equipped 2018-and-newer models. Here is what that means for your claim.
Farmers Casualty claims in Arizona
Arizona gives you three protections worth knowing before you file. Under A.R.S. § 20-264, every insurer selling comprehensive coverage in Arizona — Farmers Casualty included — must offer you a zero-deductible full safety-glass option. If you carry it, your windshield replacement is $0 out of pocket. Under A.R.S. § 20-263, an insurer may not raise your premium over an accident you did not cause — the normal treatment for glass damage from road debris. And under A.R.S. § 20-469, the choice of glass shop is yours — not your insurer's.
We serve the Valley and beyond: Phoenix, Mesa, Scottsdale, Tempe, and every Arizona city we serve. Full detail on state coverage rules is on our Arizona insurance guide.
Farmers Casualty claims in Florida
Florida is the strongest windshield state in the country for drivers. Under Fla. Stat. § 627.7288, an auto policy with comprehensive coverage must replace your windshield with no deductible — so a Farmers Casualty comprehensive policy generally means $0 out of pocket on a windshield replacement. The statute covers windshield replacement specifically; door, quarter, rear, and sunroof glass follow your normal deductible.
We serve Tampa Bay, Orlando, Miami, West Palm Beach, Jacksonville, St. Petersburg, Clearwater, and cities across Florida. The full statute breakdown is on our Florida windshield law page.
Where we come to you in Arizona and Florida
Farmers Casualty glass claims — common questions
Do I need a referral or dispatch number before Bang can schedule my Farmers Casualty glass replacement?+
Usually not. Most Farmers Casualty policyholders reach us with just a claim number, and that is generally enough to get the job scheduled and billed. Unlike claims routed through a third-party glass administrator, we rarely see a separate referral or dispatch number required here. If you were issued one, give it to us and we will use it — but do not delay scheduling while you wait for one to be assigned.
Will my deductible be waived on a Farmers Casualty windshield claim?+
It depends entirely on which state your policy was written in. Florida law (Fla. Stat. 627.7288) requires insurers to waive the deductible for windshield replacement when the policy includes comprehensive coverage — windshield only, and comprehensive coverage is required. Arizona is different: Arizona law (A.R.S. 20-264) requires insurers to offer optional no-deductible safety-glass coverage, which means it is an option you must have elected on your policy, not something that applies automatically. Check your declarations page for the safety-glass option if you are in Arizona.
My Honda has Honda Sensing — does the camera need to be recalibrated after the windshield is replaced?+
Yes. Roughly half the vehicles we replace glass on for these policyholders are 2018 or newer and carry a windshield-mounted camera — Honda Sensing, Toyota Safety Sense, Hyundai SmartSense, Chevy Safety Assist or Ford Co-Pilot360. That camera drives lane keeping, automatic emergency braking and adaptive cruise, and replacing the glass moves it. Recalibration is part of completing the replacement, not a separate errand for you to run afterward. Whether your vehicle requires a driving-based or static target procedure is set by the manufacturer, and we will tell you which applies when we confirm the glass against your VIN.
Do I file the Farmers Casualty claim myself?+
You don't have to. Tell us it's a Farmers Casualty policy when you book and we handle the claim paperwork and walk you through the filing — that's included, not an add-on. Have your policy number and the date the damage happened handy and we take it from there.
Will a glass claim raise my Farmers Casualty premium?+
Glass claims are filed under comprehensive coverage. Arizona law (A.R.S. § 20-263) restricts an insurer from increasing a premium as a result of an accident the insured did not cause or significantly contribute to. How a particular glass claim is treated depends on the facts, your policy, and Farmers Casualty's rating practices — ask Farmers Casualty directly if this is a concern.
How fast can you replace my windshield?+
Next-day appointments are typically available across Arizona and Florida, and we come to you — home, work, or roadside. Booking is open 24/7 online or by phone at (877) 994-5277. We confirm your exact window once we've verified your glass and your Farmers Casualty coverage.
Other carriers we bill
Travelers · Root · Esurance · Direct General · Bristol West · Safeco · The General · First Acceptance · AAA · Auto-Owners · United Automobile · Safeway · Assurance America · Legacy Insurance Services · Dairyland · Common Wealth · Mercury Indemnity Company of America · United Insurance Company · Trexis · Nationwide · Tesla Insurance · Farm Bureau · HiRoad · Just Insure
Don't see yours? Browse all carrier claim guides or just call (877) 994-5277 — we verify coverage and file the claim for you.
Need help with a Farmers Casualty glass claim?
We verify coverage and file the claim for you. Mobile service and next-day availability in most areas.