Nationwide windshield replacement Arizona and Florida
We're a mobile auto glass shop serving Arizona and Florida. Tell us you're insured with Nationwide and we'll verify your coverage, handle the claim paperwork, and come to you — usually next-day.
Will Nationwide charge you a deductible?
It depends on which state your policy was written in — the two states run completely different rules.
Arizona
If your policy includes optional zero-deductible full-glass coverage, your deductible is $0. Otherwise, your comprehensive deductible applies. A.R.S. § 20-264.
Florida
With qualifying comprehensive coverage, Florida waives the windshield deductible. Door, rear, quarter and sunroof glass use the policy's normal deductible. Fla. Stat. § 627.7288.
General information, not legal or insurance advice — coverage varies by policy, and we confirm yours free before any work. Full state rules: the Arizona full glass guide · the Florida windshield law guide.
How to file with Nationwide
- 1. Open the glass claim with Nationwide.Most carriers take glass claims through their app, their website, or the claims number on your policy card — say "glass only" and it's usually the fastest lane they have.
- 2. Answer the basics.They'll ask for your policy number, the date the damage happened, and which glass is damaged — plus roughly where the break sits and how big it is.
- 3. Write down the number they give you. Some carriers issue a claim number directly; others route glass through an administrator and hand you a referral number instead. Either one is all we need — the notes below cover what to expect from Nationwide.
- 4. Or skip all of it. Tell us it's a Nationwidepolicy and we file the claim with you start to finish — that's included, not an add-on.
What to have ready
- Your claim number — if you already filed
- Your policy number — if you haven't
- Year, make, and model
- The VIN, if it's reachable — two same-trim cars can take different glass
- The ZIP code where the car will be parked
Missing something? Start anyway — we'll fill the gaps with you on the phone.
How a Nationwide glass claim works with us
- 1. You call or book online. Tell us it's a Nationwide policy and give us your vehicle, the damage, and where you want us to meet you.
- 2. We verify your coverage — free. We confirm what your policy actually covers before anything is scheduled, so there are no surprises.
- 3. We handle the claim paperwork. We file it and walk you through anything Nationwide needs from you directly.
- 4. We come to you. Home, work, or roadside — most jobs take 30–45 minutes, plus recalibration where your vehicle needs it.
14,000+
Windshields replaced
4.7
Rated on Google
200+
Cities across AZ & FL
52
Vehicle makes serviced
Every windshield replacement comes with OEM-quality glass, a lifetime workmanship warranty for as long as you own the vehicle, and ADAS recalibration to factory spec when the vehicle needs it.
You have a Nationwide policy and a cracked windshield in Arizona or Florida. Nationwide runs glass as its own claim type, with its own phone line and a referral number you'll be asked to write down. Here's what that call looks like, which deductible rule applies in your state, and what happens when we come to you.
Nationwide claims in Arizona
Arizona gives you three protections worth knowing before you file. Under A.R.S. § 20-264, every insurer selling comprehensive coverage in Arizona — Nationwide included — must offer you a zero-deductible full safety-glass option. If you carry it, your windshield replacement is $0 out of pocket. Under A.R.S. § 20-263, an insurer may not raise your premium over an accident you did not cause — the normal treatment for glass damage from road debris. And under A.R.S. § 20-469, the choice of glass shop is yours — not your insurer's.
We serve the Valley and beyond: Phoenix, Mesa, Scottsdale, Tempe, and every Arizona city we serve. Full detail on state coverage rules is on our Arizona insurance guide.
Nationwide claims in Florida
Florida is the strongest windshield state in the country for drivers. Under Fla. Stat. § 627.7288, an auto policy with comprehensive coverage must replace your windshield with no deductible — so a Nationwide comprehensive policy generally means $0 out of pocket on a windshield replacement. The statute covers windshield replacement specifically; door, quarter, rear, and sunroof glass follow your normal deductible.
We serve Tampa Bay, Orlando, Miami, West Palm Beach, Jacksonville, St. Petersburg, Clearwater, and cities across Florida. The full statute breakdown is on our Florida windshield law page.
Where we come to you in Arizona and Florida
Nationwide glass claims — common questions
Do I have to use the glass shop Nationwide's referral sends me to?+
No. In both Arizona and Florida, the driver chooses their own glass shop, and Nationwide's own claims page says you're free to have the work done at the shop of your choosing. Nationwide asks that you call 1-800-421-3535 before authorizing any work, which is worth doing — but the referral number you're issued is a tracking handle for the claim, not an assignment you're locked into. Give us that number and we bill the claim directly.
Will I owe a deductible on a Nationwide windshield replacement?+
It depends on which state your policy was written in. In Florida, Florida law (Fla. Stat. 627.7288) requires insurers to waive the deductible for windshield replacement when the policy includes comprehensive coverage — windshield only, not door, quarter, back glass or sunroof. In Arizona, Arizona law (A.R.S. 20-264) requires insurers to OFFER optional no-deductible safety-glass coverage, which only applies if you elected that option. Check the comprehensive section of your declarations page to see whether it's on your policy.
My car has a camera behind the mirror — is recalibration part of the job?+
Yes. Most of the Nationwide-covered vehicles we replace glass on are 2018 or newer and carry a forward-facing camera bonded to the windshield, so removing the glass changes the camera's aim and it has to be recalibrated to the manufacturer's procedure — static against a target, dynamic on a road drive, or both. It's a documented operation that belongs on the claim alongside the glass. Send us your VIN and we'll tell you exactly which windshield your car takes and which recalibration it needs before we schedule.
Do I file the Nationwide claim myself?+
You don't have to. Tell us it's a Nationwide policy when you book and we handle the claim paperwork and walk you through the filing — that's included, not an add-on. Have your policy number and the date the damage happened handy and we take it from there.
Will a glass claim raise my Nationwide premium?+
Glass claims are filed under comprehensive coverage. Arizona law (A.R.S. § 20-263) restricts an insurer from increasing a premium as a result of an accident the insured did not cause or significantly contribute to. How a particular glass claim is treated depends on the facts, your policy, and Nationwide's rating practices — ask Nationwide directly if this is a concern.
How fast can you replace my windshield?+
Next-day appointments are typically available across Arizona and Florida, and we come to you — home, work, or roadside. Booking is open 24/7 online or by phone at (877) 994-5277. We confirm your exact window once we've verified your glass and your Nationwide coverage.
Other carriers we bill
Tesla Insurance · Farm Bureau · HiRoad · Just Insure · Stonegate · Peak · Equity · The Hartford · Gainsco · Amshield · American Hallmark Insurance Company of Texas · Fred Loya · Aall · Star Casualty · Clearcover · American Access Casualty · Country Financial · Peoples Trust · Security National · Main Street America Protection · Falcon · Westbend · Aegis Security · Toyota Insurance
Don't see yours? Browse all carrier claim guides or just call (877) 994-5277 — we verify coverage and file the claim for you.
Need help with a Nationwide glass claim?
We verify coverage and file the claim for you. Mobile service and next-day availability in most areas.