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Tampa, Orlando & Miami areasJacksonville & West Palm Beach areas

Ocean Harbor windshield replacement claims in Florida.

4.7 on Google 400+ reviews 14,000+ jobs

Ocean Harbor takes windshield and other auto claims by phone only. For Florida policies, its claims page sends you to Pearl Holding Group. We check your coverage, then help you file.

Using insurance? Bang AutoGlass is an independent auto glass company. We accept all insurance companies and help you file your claim.

Prefer to text? (877) 350-5962

Free quote

Get a windshield quote before you file.

Choose insurance as the way you pay; we ask about your Ocean Harbor policy when we call and check your coverage before we book. Questions first? Call (877) 994-5277.

  • Coverage checked before you book
  • We help you file your claim
  • We bill your insurer directly

Step 1 of 4 · Glass

Which glass?
Your vehicle

Is there a camera behind the rearview mirror?

Unsure? Text us a photo of the glass

Where is the car?

We come to your home or work in the Phoenix and Tucson areas and the Tampa, Orlando, Miami, Jacksonville and West Palm Beach areas.

How are you paying?

Where should we send your quote?

4.7 on GoogleLifetime workmanship warrantyRather text? (877) 350-5962

Step by step

How to start an Ocean Harbor glass claim.

Ocean Harbor lists no separate glass process, so a glass claim follows its auto claim route. Here’s how that fits with booking us.

  1. Get our quote first

    Tell us the vehicle and the damage, or call (877) 994-5277. We find the glass by VIN and go over your Ocean Harbor coverage with you.

  2. Call in the claim

    On a Florida policy, call Pearl Holding Group at (954) 587-2299, ext. 203, the number on Ocean Harbor’s claims page. Your agent can also help.

  3. Give them our name

    If you’re asked which shop will replace the glass, say Bang AutoGlass and give (877) 994-5277. Write down the claim number.

  4. We come to you

    Monday to Saturday, 8am–6pm, at your home or work. Most windshields take 30–45 minutes, and we bill your insurer directly.

Ocean Harbor glass claims in Florida

Florida

The windshield
has its own rule on a policy with comprehensive

  • The deductible doesn’t apply to windshield damage
  • Door, rear and sunroof glass: your policy’s terms and deductible apply
  • We check your policy before booking

A liability-only policy doesn’t cover glass.

Check my coverage

Beyond the windshield

Other glass on an Ocean Harbor claim.

  1. Door and back glass

    Florida’s windshield rule doesn’t reach them, so your deductible applies.

    Door glass Rear glass

  2. Sunroof glass

    Florida’s windshield rule doesn’t reach sunroof glass, so your policy wording and deductible decide.

    Sunroof glass

  3. The camera behind the mirror

    If your car’s camera needs recalibrating after the new windshield, we tell you up front, before any work starts.

    ADAS calibration

Reviews

4.7 on Google from 400+ reviews

The people at Bang AutoGlass are the best, they go out of their way to give the best service and customer service.

ArannyGoogle review · Miami profileSeptember 25, 2026
  • Tech was responsive and on time, actually early! Window was installed in a timely manner and turned out great.

    Derek CaseGoogle review · Miami profileAugust 29, 2024
  • Bang AutoGlass and their mobile windshield replacement service made it super easy for me to get my windshield replaced! Thank you guys

    Anya MancinelliGoogle review · Tampa profileSeptember 9, 2026
  • Great service loved how I was treated and the price was great as well!

    Lea CrowGoogle review · Tampa profileSeptember 5, 2026

Our Google profiles

The 4.7 and 400+ come from our Google profiles in both states.

Read more reviews

Ocean Harbor claim answers.

Have your Ocean Harbor policy handy? Call (877) 994-5277, answered 24/7, or text a photo of the damage to (877) 350-5962.

Does Ocean Harbor cover windshield replacement in Florida?

Usually, through the comprehensive part of your Ocean Harbor auto policy; a liability-only policy doesn’t pay for your own glass. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

Can I file an Ocean Harbor glass claim online?

Ocean Harbor’s claims page says auto claims are reported by telephone only. For Florida policies, the number listed is Pearl Holding Group’s.

Who is Pearl Holding Group?

Ocean Harbor’s claims page names Pearl Holding Group as the auto claims contact for Florida. Other states on that page have their own contacts.

What if my Ocean Harbor policy isn’t a Florida policy?

Ocean Harbor lists its claims contacts state by state, and Arizona isn’t one of them. Use the claims number on your ID card or policy papers, or ask your agent.

Is there a deductible on an Ocean Harbor windshield?

On a Florida policy with comprehensive coverage, the deductible doesn’t apply to windshield damage. Door, rear and sunroof glass go by the deductible your policy sets, and liability-only coverage doesn’t pay for glass.

Will an Ocean Harbor glass claim raise my rate?

We can’t tell you that. Ask Ocean Harbor or your agent, since rating depends on the insurer and the policy. More on glass claims and your rate.

Mon–Sat, 8am–6pm

Need an Ocean Harbor windshield replacement? Get your quote first.

CallTextGet a free quote