White SUV in a waterfront parking lot beside a salt marsh and tidal creek at sunset

Phoenix & Tucson areasTampa, Orlando, Miami & Jacksonville areas

Stillwater windshield replacement claims in AZ & FL.

4.7 on Google 400+ reviews 14,000+ jobs

Stillwater Insurance points policyholders with windshield or other damage to its Self Service portal or mobile app first, with a phone line behind them. We look at the coverage with you, then help you file.

Using insurance? Bang AutoGlass is an independent auto glass company. We accept all insurance companies and help you file your claim.

Prefer to text? (877) 350-5962

Free quote

Get a windshield quote before you file.

Choose insurance as the way you pay; we ask about your Stillwater Insurance policy when we call and check your coverage before we book. Questions first? Call (877) 994-5277.

  • Coverage checked before you book
  • We help you file your claim
  • We bill your insurer directly

Step 1 of 4 · Glass

Which glass?
Your vehicle

Is there a camera behind the rearview mirror?

Unsure? Text us a photo of the glass

Where is the car?

We come to your home or work in the Phoenix and Tucson areas and the Tampa, Orlando, Miami, Jacksonville and West Palm Beach areas.

How are you paying?

Where should we send your quote?

4.7 on GoogleLifetime workmanship warrantyRather text? (877) 350-5962

Step by step

How to start a Stillwater Insurance glass claim.

Stillwater calls its portal and app the quickest way to report a loss. A night-time phone report gets a follow-up from an examiner, who confirms how coverage applies.

  1. Start with a glass quote

    Text or call (877) 994-5277 with the year, make and model and a picture of the crack. We find the windshield your VIN takes and read the Stillwater coverage with you.

  2. Report it in Self Service

    Log in to your Stillwater Self Service account or the Stillwater mobile app, open Claims and pick Report a Claim. By phone it is 1-800-220-1351; follow the voice prompts.

  3. Say where the glass gets done

    Stillwater asks you to pick the shop for the repair. Tell the examiner Bang AutoGlass, (877) 994-5277, and keep your claim number.

  4. We come to you

    Monday to Saturday, 8am–6pm, at your home or work. Most windshields take 30–45 minutes, and we bill your insurer directly.

Stillwater Insurance glass claims in Arizona and Florida

Florida

The windshield
has its own rule on a policy with comprehensive

  • The deductible doesn’t apply to windshield damage
  • Door, rear and sunroof glass: your policy’s terms and deductible apply
  • We check your policy before booking

A liability-only policy doesn’t cover glass in either state.

Check my coverage

Beyond the windshield

Other glass on a Stillwater claim.

  1. Door and back glass

    AZ Arizona’s full glass option names door and window glass, so it reaches them when you chose it.

    FL Florida’s windshield rule doesn’t reach them, so your deductible applies.

    Door glass Rear glass

  2. Sunroof glass

    Neither state’s rule names sunroof glass, so your policy wording decides.

    Sunroof glass

  3. The camera behind the mirror

    If your car’s camera needs recalibrating after the new windshield, we tell you up front, before any work starts.

    ADAS calibration

Reviews

4.7 on Google from 400+ reviews

This is the 2nd time I used this company and they were as good the 2nd time as they were the first. Awesome customer service!! Highly recommend.

Chris CusterGoogle review · Tampa profileSeptember 28, 2026
  • Great service loved how I was treated and the price was great as well!

    Lea CrowGoogle review · Tampa profileSeptember 5, 2026
  • The technician arrived on time, did excellent work, and made sure everything was installed correctly before leaving. The quality of the windshield and workmanship exceeded my expectations, and the pricing was fair and transparent.

    Daniel EvansGoogle review · Phoenix profileAugust 20, 2026
  • The people at Bang AutoGlass are the best, they go out of their way to give the best service and customer service.

    ArannyGoogle review · Miami profileSeptember 25, 2026

Our Google profiles

The 4.7 and 400+ come from our Google profiles in both states.

Read more reviews

Stillwater Insurance claim answers.

Have your Stillwater Insurance policy handy? Call (877) 994-5277, answered 24/7, or text a photo of the damage to (877) 350-5962.

Does Stillwater cover windshield replacement in Arizona and Florida?

Usually, through the comprehensive part of your Stillwater auto policy; a liability-only policy doesn’t pay for your own glass. In Arizona, the windshield skips the deductible only if you chose full glass coverage. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

How do I report a cracked windshield to Stillwater?

Use the Stillwater Self Service portal or the Stillwater mobile app: open Claims, then Report a Claim. You can also call 1-800-220-1351, which Stillwater lists for windshield help around the clock.

What if I report the claim after hours?

Stillwater says the after-hours service taking the report may not be able to say how your coverage applies. An examiner reviews the report and follows up with you.

Does Stillwater let me pick the glass shop?

Its claims page tells drivers to identify the auto shop they want for the repairs. In Arizona you can choose any glass shop unless your policy contract says otherwise. In Florida, an insurer may not require a particular company for windshield work on a personal auto policy. More on who picks the glass shop.

Will my Stillwater deductible apply to a new windshield?

It depends on the state and the policy. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. In Arizona, full glass coverage is an option you choose on the policy. We read your coverage before booking.

Could a glass claim change my Stillwater premium?

Ask Stillwater or your agent. Rating rules vary by company and by policy, and we don’t predict premiums. More on glass claims and your rate.

Mon–Sat, 8am–6pm

Need a Stillwater windshield replacement? Get your quote first.

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