BANGAUTOGLASS
Insurance claim help

AAA windshield claim in AZ & FL

AAA membership and AAA insurance are not the same. Call us first. Many drivers in AZ and FL pay $0 out of pocket.

Free coverage check. We help you file the claim.

Same-day appointments available

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  1. Call Bang AutoGlass first
  2. Open your claim with AAA
  3. We come to you
Apache Junction, Arizona
A completed Bang AutoGlass mobile windshield replacement in Apache Junction, Arizona
Start your claim

How to start a AAA glass claim

AAA is a federation of regional motor clubs, so the claim path can vary with the club that issued your auto policy. A covered glass claim may produce a claim number or, in some cases, a referral number. Keep either number and the issuing club name. AAA membership alone is separate from auto insurance coverage.

  1. Call Bang AutoGlass first

    Tell us which AAA club issued your auto policy, since the steps differ by club. We check that policy with you. Call us at (877) 994-5277.

  2. Open your claim with AAA

    Use AAA's app or website, or call the claims number on your policy card or declarations page. You, as the policyholder, open the glass claim. When you open the claim, you can ask for Bang AutoGlass by name.

  3. Save AAA's claim details

    Have your policy number, vehicle details and damage details ready. Write down any claim or referral number AAA gives you.

  4. We come to you

    Most jobs take 30–45 minutes. We bill the insurer directly. We offer calibration during the same visit where the procedure can be done on site.

Bang AutoGlass is an independent auto glass company, not affiliated with or endorsed by AAA.

State coverage rules

AAA windshield coverage and your state's law

AAA policies in Arizona

A.R.S. § 20-264 requires insurers writing private passenger comprehensive coverage to offer full-glass coverage without a deductible. The policyholder must elect it. It is not automatic.

Under A.R.S. § 20-469, an Arizona insured may choose a glass repair facility unless the policy contract says otherwise.

Read the Arizona glass guide

AAA policies in Florida

Under Fla. Stat. § 627.7288, Florida's windshield deductible does not apply when the policy has comprehensive or combined additional coverage. The rule does not cover door, rear, quarter, or sunroof glass.

Fla. Stat. § 627.7291 says a person may not require a particular company or location for covered Florida personal-lines windshield claims. An insured may have accepted a policy with a windshield repair arrangement, so check the policy terms.

Read the Florida law guide

Google reviews

Reviews from our Google profiles

  • Google 4.7
  • 350+ reviews across our Google profiles
  • 14,000+ completed installs
  • Latest review: September 2026
  • “Outstanding work…made this process look and feel easy.”
    Steve Appel · Google review · Tampa Bay profile · June 14, 2026

Read all Google reviews:PhoenixTampa BayOrlandoMiamiTucsonJacksonville

Where we come to you in Arizona

We serve the Phoenix area (about 50 miles) and the Tucson area (about 30 miles), plus the cities listed on our Arizona page.

Where we come to you in Florida

We serve Orlando, Jacksonville, Tampa, Miami, West Palm Beach and the Fort Myers area.

Check your coverage

Get help with your AAA windshield claim

Tell us about your vehicle and damaged windshield. We will call to confirm the details and help you file your claim.

What happens next

  1. We call to confirm your vehicle, glass, and location.
  2. We check your AAA coverage with you.
  3. We come to you and bill the insurer directly when coverage applies.

What to have ready

  • Claim number, if you already filed
  • Policy number, if you have not filed
  • Vehicle year, make, and model
  • VIN, if you can reach it
  • Address where the car will be parked

Start anyway. We can fill in missing details with you on the phone.

Step 1 of 3

Where's the vehicle?

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  • 350+ reviews across our Google profiles
  • 14,000+ completed installs
  • Latest review: September 2026
Common claim questions

AAA windshield claim questions

How do I start a AAA glass claim, and which number do I need?
Start the claim yourself with AAA using the method listed above. Because AAA is made up of regional clubs, the exact screens or prompts may differ. Have your auto policy and vehicle details ready. Save any claim number AAA gives you. If AAA provides a referral number instead, save that too and share it with Bang AutoGlass.
Does AAA membership pay for my windshield replacement?
AAA membership and AAA auto insurance are different products. A membership may include separate roadside or member benefits, but it does not prove that your auto policy covers replacement. Check the insurance card or declarations page for the company that insures the vehicle and for comprehensive coverage. If you are unsure which benefit applies, confirm it with AAA before scheduling.
Will a deductible apply to my AAA claim in Arizona or Florida?
For an Arizona policy, no-deductible windshield, door and window glass coverage applies only if you elected the full-glass option under A.R.S. § 20-264. Otherwise, your comprehensive deductible applies. Under Fla. Stat. § 627.7288, Florida's windshield deductible does not apply with comprehensive or combined additional coverage. That Florida rule is windshield only; other vehicle glass keeps the normal deductible. Confirm your AAA policy details before service.
Can AAA require me to use a specific glass shop?
In Arizona, A.R.S. § 20-469 says you may choose a glass shop unless your policy contract says otherwise. If AAA recommends a shop, the statute also requires notice of that choice right. In Florida, § 627.7291 says a company or location cannot be required for a covered personal auto windshield claim, though a repair arrangement you accepted in the policy may apply. Ask AAA to confirm your policy terms.
Does a AAA claim include ADAS calibration, and can it affect my premium?
Some vehicles need ADAS calibration after windshield replacement. Coverage depends on your AAA policy, claim and vehicle, so confirm it with AAA. Bang AutoGlass offers calibration during the same visit where the procedure can be done on site. Ask AAA how the claim may affect your policy. We never pressure you to file a claim.

Find your insurance company

Search our claim guides for the company on your policy. Each guide shows official claim steps and state coverage rules.

Browse all insurance guides

Need help with a AAA windshield claim?

Call Bang AutoGlass for a free coverage check, claim help, and mobile windshield replacement at your home or work.

Same-day appointments available

  • 4.7out of 5 stars on Google
  • 350+reviews across our Google profiles
  • 14,000+completed installs
  • Latest review: September 2026