Silver SUV on a concrete driveway in front of a stucco home, tall palm trees behind

Phoenix & Tucson areasTampa, Orlando, Miami & Jacksonville areas

EMC Insurance windshield replacement claims in AZ & FL.

4.7 on Google 400+ reviews 14,000+ jobs

EMC Insurance sells through independent agents; you can report windshield damage online, by phone around the clock, or through your agent. We check your coverage first and help you file.

Using insurance? Bang AutoGlass is an independent auto glass company. We accept all insurance companies and help you file your claim.

Prefer to text? (877) 350-5962

Free quote

Get a windshield quote before you file.

Choose insurance as the way you pay; we ask about your EMC Insurance policy when we call and check your coverage before we book. Questions first? Call (877) 994-5277.

  • Coverage checked before you book
  • We help you file your claim
  • We bill your insurer directly

Step 1 of 4 · Glass

Which glass?
Your vehicle

Is there a camera behind the rearview mirror?

Unsure? Text us a photo of the glass

Where is the car?

We come to your home or work in the Phoenix and Tucson areas and the Tampa, Orlando, Miami, Jacksonville and West Palm Beach areas.

How are you paying?

Where should we send your quote?

4.7 on GoogleLifetime workmanship warrantyRather text? (877) 350-5962

Step by step

How to start an EMC Insurance glass claim.

EMC gives three routes to report: Policyholder Access, its 24-hour line, or your agent. Whichever you pick, it goes faster with the glass already identified.

  1. Start with our quote

    Tell us the vehicle and the damage, or call (877) 994-5277. We find the windshield your VIN takes and look at the EMC policy with you.

  2. Report it to EMC

    Log in to Policyholder Access, call 888-362-2255, or ask your agent to turn the claim in to EMC. EMC notes that online reporting isn’t open to every policyholder.

  3. Name your shop

    If EMC or your agent asks where the glass is going, say Bang AutoGlass, (877) 994-5277. Write down the claim number you get.

  4. We come to you

    Monday to Saturday, 8am–6pm, at your home or work. Most windshields take 30–45 minutes, and we bill your insurer directly.

EMC Insurance glass claims in Arizona and Florida

Florida

The windshield
has its own rule on a policy with comprehensive

  • The deductible doesn’t apply to windshield damage
  • Door, rear and sunroof glass: your policy’s terms and deductible apply
  • We check your policy before booking

A liability-only policy doesn’t cover glass in either state.

Check my coverage

Beyond the windshield

Other glass on an EMC Insurance claim.

  1. Door and back glass

    AZ Arizona’s full glass option names door and window glass, so it reaches them when you chose it.

    FL Florida’s windshield rule doesn’t reach them, so your deductible applies.

    Door glass Rear glass

  2. Sunroof glass

    Neither state’s rule names sunroof glass, so your policy wording decides.

    Sunroof glass

  3. The camera behind the mirror

    If your car’s camera needs recalibrating after the new windshield, we tell you up front, before any work starts.

    ADAS calibration

Reviews

4.7 on Google from 400+ reviews

The technician arrived on time, did excellent work, and made sure everything was installed correctly before leaving. The quality of the windshield and workmanship exceeded my expectations, and the pricing was fair and transparent.

Daniel EvansGoogle review · Phoenix profileAugust 20, 2026
  • Excellent service, thank you Bang AutoGlass for replacing my windshield. This is a 5 star company!

    Cristian CastroGoogle review · Orlando profileJuly 15, 2026
  • The people at Bang AutoGlass are the best, they go out of their way to give the best service and customer service.

    ArannyGoogle review · Miami profileSeptember 25, 2026
  • Great service! Tech had good communication and now I have a new windshield, looks awesome thanks Bang!

    Cole BradleyGoogle review · Phoenix profileAugust 19, 2026

Our Google profiles

The 4.7 and 400+ come from our Google profiles in both states.

Read more reviews

EMC Insurance claim answers.

Have your EMC Insurance policy handy? Call (877) 994-5277, answered 24/7, or text a photo of the damage to (877) 350-5962.

Does EMC Insurance cover windshield replacement in Arizona and Florida?

Usually, through the comprehensive part of your EMC Insurance auto policy; a liability-only policy doesn’t pay for your own glass. In Arizona, the windshield skips the deductible only if you chose full glass coverage. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

What are the ways to report an EMC glass claim?

EMC lists three: online through Policyholder Access (login required), its 24-hour claim reporting line at 888-362-2255, or your independent agent, who can turn the claim in to EMC for you.

Does EMC have a separate windshield number?

Not on its claim page. Glass damage goes through the same three routes as any other loss. EMC says its claim services include access to auto glass and repair networks.

Will I owe my deductible for a new windshield?

On a Florida policy with comprehensive coverage, the deductible doesn’t apply to windshield damage. On an Arizona personal auto policy, it depends on whether you elected full glass coverage when it was offered. We confirm which applies before we schedule.

Can I choose Bang AutoGlass on an EMC claim?

Say so when you report. In Arizona you can choose any glass shop unless your policy contract says otherwise. In Florida, on a personal auto policy, EMC may not require a particular company for windshield work; if you took a discount for a set repair arrangement, check the policy. More on who picks the glass shop.

Does a glass claim affect my EMC rate?

Your agent or EMC can answer that. How a claim is rated varies by company and policy, so we stay out of guessing. More on glass claims and your rate.

Mon–Sat, 8am–6pm

Need an EMC Insurance windshield replacement? Get your quote first.

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