White SUV in a waterfront parking lot beside a salt marsh and tidal creek at sunset

Phoenix & Tucson areasTampa, Orlando, Miami & Jacksonville areas

Equity windshield replacement claims in AZ & FL.

4.7 on Google 400+ reviews 14,000+ jobs

Equity Insurance Company, part of Home State Insurance Group, sends a windshield claim from outside Oklahoma to the agency that manages your policy, found by its prefix. We check your coverage first, then help you file.

Using insurance? Bang AutoGlass is an independent auto glass company. We accept all insurance companies and help you file your claim.

Prefer to text? (877) 350-5962

Free quote

Get a windshield quote before you file.

Choose insurance as the way you pay; we ask about your Equity Insurance Company policy when we call and check your coverage before we book. Questions first? Call (877) 994-5277.

  • Coverage checked before you book
  • We help you file your claim
  • We bill your insurer directly

Step 1 of 4 · Glass

Which glass?
Your vehicle

Is there a camera behind the rearview mirror?

Unsure? Text us a photo of the glass

Where is the car?

We come to your home or work in the Phoenix and Tucson areas and the Tampa, Orlando, Miami, Jacksonville and West Palm Beach areas.

How are you paying?

Where should we send your quote?

4.7 on GoogleLifetime workmanship warrantyRather text? (877) 350-5962

Step by step

How to start an Equity Insurance Company glass claim.

Equity’s own claims page covers Oklahoma only. For other states, its parent, Home State Insurance Group, matches your policy number to the right claims contact.

  1. Begin with a quote from us

    Send a picture of the crack and tell us the vehicle, or call (877) 994-5277. Keep your policy number handy too: the VIN finds the windshield, and the policy shows your glass coverage.

  2. Find your claims contact

    Use the policy prefix lookup on homestate.net, or call 800-777-0404 and choose option 2. Then report the glass damage there.

  3. Name us for the install

    When the claims contact asks which shop you want, give Bang AutoGlass and (877) 994-5277.

  4. We come to you

    Monday to Saturday, 8am–6pm, at your home or work. Most windshields take 30–45 minutes, and we bill your insurer directly.

Equity Insurance Company glass claims in Arizona and Florida

Florida

The windshield
has its own rule on a policy with comprehensive

  • The deductible doesn’t apply to windshield damage
  • Door, rear and sunroof glass: your policy’s terms and deductible apply
  • We check your policy before booking

A liability-only policy doesn’t cover glass in either state.

Check my coverage

Beyond the windshield

Other glass on an Equity claim.

  1. Door and back glass

    AZ Arizona’s full glass option names door and window glass, so it reaches them when you chose it.

    FL Florida’s windshield rule doesn’t reach them, so your deductible applies.

    Door glass Rear glass

  2. Sunroof glass

    Neither state’s rule names sunroof glass, so your policy wording decides.

    Sunroof glass

  3. The camera behind the mirror

    If your car’s camera needs recalibrating after the new windshield, we tell you up front, before any work starts.

    ADAS calibration

Reviews

4.7 on Google from 400+ reviews

The technician arrived on time, did excellent work, and made sure everything was installed correctly before leaving. The quality of the windshield and workmanship exceeded my expectations, and the pricing was fair and transparent.

Daniel EvansGoogle review · Phoenix profileAugust 20, 2026
  • The company kept me informed throughout the entire process and were very accommodating in setting up a convenient appointment to change my windshield. The installer was very efficient and detail oriented. The installation was fast and my vehicle was left clean when finished.

    John McNeilGoogle review · Orlando profileJune 6, 2026
  • The people at Bang AutoGlass are the best, they go out of their way to give the best service and customer service.

    ArannyGoogle review · Miami profileSeptember 25, 2026
  • Great service! Tech had good communication and now I have a new windshield, looks awesome thanks Bang!

    Cole BradleyGoogle review · Phoenix profileAugust 19, 2026

Our Google profiles

The 4.7 and 400+ come from our Google profiles in both states.

Read more reviews

Equity Insurance Company claim answers.

Have your Equity Insurance Company policy handy? Call (877) 994-5277, answered 24/7, or text a photo of the damage to (877) 350-5962.

Does Equity cover windshield replacement in Arizona and Florida?

Usually, through the comprehensive part of your Equity auto policy; a liability-only policy doesn’t pay for your own glass. In Arizona, the windshield skips the deductible only if you chose full glass coverage. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

Who takes a glass claim on an Equity policy outside Oklahoma?

Equity’s claims page says its own contacts apply only in Oklahoma and sends every other state to homestate.net. There, Home State Insurance Group matches your policy prefix to the managing agency. If your prefix isn’t on its list, call 800-777-0404, option 2.

My Florida card names Pearl Holding Group. Is that Equity?

It can be. Pearl Holding Group’s site calls it the managing general agent for Ocean Harbor and for Equity Insurance Company. Check the company name on your card, then use the prefix lookup to reach the right claims desk.

Is there a deductible on an Equity windshield claim?

On an Arizona policy, a windshield has no deductible only if you added full glass coverage. On a Florida policy with comprehensive, the deductible doesn’t apply to windshield damage. Liability-only policies don’t cover glass. We check yours before scheduling.

Can I choose the glass shop on an Equity claim?

On an Arizona policy the shop is your call, unless your policy contract says otherwise. On a Florida personal auto policy, the insurer or its managing agency may not require a particular company for a windshield; if you took a discount for a set repair arrangement, read that part of the policy. More on who picks the glass shop.

Will a glass claim raise my Equity premium?

Ask your agent or the claims contact for your policy. It depends on the company and the policy; we can’t predict it. More on glass claims and your rate.

Mon–Sat, 8am–6pm

Need an Equity windshield replacement? Get your quote first.

CallTextGet a free quote