Silver SUV on a concrete driveway in front of a stucco home, tall palm trees behind

Phoenix & Tucson areasTampa, Orlando, Miami & Jacksonville areas

Horace Mann windshield replacement claims in AZ & FL.

4.7 on Google 400+ reviews 14,000+ jobs

Horace Mann sends glass-only damage, such as a cracked windshield, to its Fast Glass program, which Safelite runs, and other damage to a regular auto claim. We check your coverage first and help you file.

Using insurance? Bang AutoGlass is an independent auto glass company. We accept all insurance companies and help you file your claim.

Prefer to text? (877) 350-5962

Free quote

Get a windshield quote before you file.

Choose insurance as the way you pay; we ask about your Horace Mann policy when we call and check your coverage before we book. Questions first? Call (877) 994-5277.

  • Coverage checked before you book
  • We help you file your claim
  • We bill your insurer directly

Step 1 of 4 · Glass

Which glass?
Your vehicle

Is there a camera behind the rearview mirror?

Unsure? Text us a photo of the glass

Where is the car?

We come to your home or work in the Phoenix and Tucson areas and the Tampa, Orlando, Miami, Jacksonville and West Palm Beach areas.

How are you paying?

Where should we send your quote?

4.7 on GoogleLifetime workmanship warrantyRather text? (877) 350-5962

Step by step

How to start a Horace Mann glass claim.

Horace Mann splits claims in two: glass on its own, or glass plus other damage. Knowing which one you have tells you where to call.

  1. Ask us for a glass price

    Call (877) 994-5277 or send the vehicle and a picture of the crack. We pull the windshield that matches your VIN and read your Horace Mann coverage with you.

  2. Pick the right Horace Mann route

    Glass only: the Fast Glass program, through the Horace Mann Glass Unit at 888-321-9391 or online. Other damage too: log in to your Horace Mann account or phone its claims line to open a regular auto claim.

  3. Say which shop will do it

    Horace Mann’s glass article says you don’t have to use Safelite. Give Bang AutoGlass and (877) 994-5277, and ask how the estimate gets cleared first.

  4. We come to you

    Monday to Saturday, 8am–6pm, at your home or work. Most windshields take 30–45 minutes, and we bill your insurer directly.

Horace Mann glass claims in Arizona and Florida

Florida

The windshield
has its own rule on a policy with comprehensive

  • The deductible doesn’t apply to windshield damage
  • Door, rear and sunroof glass: your policy’s terms and deductible apply
  • We check your policy before booking

A liability-only policy doesn’t cover glass in either state.

Check my coverage

Beyond the windshield

Other glass on a Horace Mann claim.

  1. Door and back glass

    AZ Arizona’s full glass option names door and window glass, so it reaches them when you chose it.

    FL Florida’s windshield rule doesn’t reach them, so your deductible applies.

    Door glass Rear glass

  2. Sunroof glass

    Neither state’s rule names sunroof glass, so your policy wording decides.

    Sunroof glass

  3. The camera behind the mirror

    If your car’s camera needs recalibrating after the new windshield, we tell you up front, before any work starts.

    ADAS calibration

Reviews

4.7 on Google from 400+ reviews

Great company to work with! Super efficient on helping my with my cracked windshield and they even follow up with making sure it’s held up well over the year! Definitely recommend!

Ashley OngGoogle review · Phoenix profileJune 9, 2026
  • Bang AutoGlass was fantastic from start to finish. They replaced my windshield twice and were consistently quick, responsive, and easy to work with. Super friendly team, great communication, and truly amazing service overall. Highly recommend.

    Rachael NelsonGoogle review · Tampa profileFebruary 24, 2026
  • Great service loved how I was treated and the price was great as well!

    Lea CrowGoogle review · Tampa profileSeptember 5, 2026
  • This is the 2nd time I used this company and they were as good the 2nd time as they were the first. Awesome customer service!! Highly recommend.

    Chris CusterGoogle review · Tampa profileSeptember 28, 2026

Our Google profiles

The 4.7 and 400+ come from our Google profiles in both states.

Read more reviews

Horace Mann claim answers.

Have your Horace Mann policy handy? Call (877) 994-5277, answered 24/7, or text a photo of the damage to (877) 350-5962.

Does Horace Mann cover windshield replacement in Arizona and Florida?

Usually, through the comprehensive part of your Horace Mann auto policy; a liability-only policy doesn’t pay for your own glass. In Arizona, the windshield skips the deductible only if you chose full glass coverage. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We check your policy before booking.

What is Horace Mann Fast Glass?

Horace Mann’s claims FAQ describes Fast Glass as its program for glass-only damage, administered by Safelite. The Horace Mann Glass Unit at 888-321-9391 answers questions and helps you find a shop.

Do I have to use Safelite on a Horace Mann claim?

No. Horace Mann’s own article on glass coverage says you are not required to use Safelite. If you pick another shop, it says to contact Horace Mann or Safelite so the estimate is cleared before the work. In Arizona you can choose any glass shop unless your policy contract says otherwise; in Florida, on a personal auto policy, Horace Mann may not require a particular company for windshield work.

Is the glass deductible different from my other deductible?

Horace Mann says your glass deductible matches your Other Than Collision deductible unless you have full glass coverage. In Arizona, full glass is an option the policyholder chooses. In Florida, the deductible doesn’t apply to windshield damage on a policy with comprehensive coverage. We look at your policy before booking.

Why does Horace Mann ask about school property?

Horace Mann writes for educators, and its claims FAQ asks teachers to note if the damage happened on school property or at a school function. Mention it when you report.

Could a glass claim affect my Horace Mann rate?

Ask Horace Mann or your agent. Rating rules vary by company and policy, and we don’t guess at them. More on glass claims and your rate.

Mon–Sat, 8am–6pm

Need a Horace Mann windshield replacement? Get your quote first.

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