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Insurance claim help

United Insurance windshield claim

Tell United Insurance the loss is glass only. Call us first. Many drivers in AZ and FL pay $0 out of pocket.

Free coverage check. We help you file the claim.

Same-day appointments available

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  1. Call Bang AutoGlass first
  2. Open the United Insurance claim
  3. We come to you
Litchfield Park, Arizona
A completed Bang AutoGlass mobile windshield replacement in Litchfield Park, Arizona
Start your claim

How to start a United Insurance glass claim

For a United Insurance Company glass claim, use the claim route in step 2 before scheduling replacement. You may receive a claim number or a referral number after you file. Save it for Bang AutoGlass. We use that number while checking your coverage and helping you with the claim.

  1. Call Bang AutoGlass first

    Report it to United Insurance as glass only. We help you describe it that way when you open the claim. Call us at (877) 994-5277.

  2. Open the United Insurance claim

    Use United Insurance's app or website, or call the claims number on your policy card or declarations page. Tell them the loss is glass only. When you open the claim, you can ask for Bang AutoGlass by name.

  3. Record the number

    Have your policy number, vehicle details, VIN, damage date, and parking address ready. Write down any claim or referral number United Insurance gives you.

  4. We come to you

    Most jobs take 30–45 minutes. We bill the insurer directly. We offer calibration during the same visit where the procedure can be done on site.

Bang AutoGlass is an independent auto glass company, not affiliated with or endorsed by United Insurance Company.

State coverage rules

United Insurance windshield coverage and your state's law

United Insurance policies in Arizona

A.R.S. § 20-264 requires insurers writing private passenger comprehensive coverage to offer full-glass coverage without a deductible. The policyholder must elect it. It is not automatic.

Under A.R.S. § 20-469, an Arizona insured may choose a glass repair facility unless the policy contract says otherwise.

Read the Arizona glass guide

United Insurance policies in Florida

Under Fla. Stat. § 627.7288, Florida's windshield deductible does not apply when the policy has comprehensive or combined additional coverage. The rule does not cover door, rear, quarter, or sunroof glass.

Fla. Stat. § 627.7291 says a person may not require a particular company or location for covered Florida personal-lines windshield claims. An insured may have accepted a policy with a windshield repair arrangement, so check the policy terms.

Read the Florida law guide

Google reviews

Reviews from our Google profiles

  • Google 4.7
  • 350+ reviews across our Google profiles
  • 14,000+ completed installs
  • Latest review: September 2026
  • “Bang AutoGlass and their mobile windshield replacement service made it super easy for me to get my windshield replaced! Thank you guys”
    Anya Mancinelli · Google review · Tampa Bay profile · September 9, 2026

Read all Google reviews:PhoenixTampa BayOrlandoMiamiTucsonJacksonville

Where we come to you in Arizona

We serve the Phoenix area (about 50 miles) and the Tucson area (about 30 miles), plus the cities listed on our Arizona page.

Where we come to you in Florida

We serve Orlando, Jacksonville, Tampa, Miami, West Palm Beach and the Fort Myers area.

Check your coverage

Get help with your United Insurance windshield claim

Tell us about your vehicle and damaged windshield. We will call to confirm the details and help you file your claim.

What happens next

  1. We call to confirm your vehicle, glass, and location.
  2. We check your United Insurance coverage with you.
  3. We come to you and bill the insurer directly when coverage applies.

What to have ready

  • Claim number, if you already filed
  • Policy number, if you have not filed
  • Vehicle year, make, and model
  • VIN, if you can reach it
  • Address where the car will be parked

Start anyway. We can fill in missing details with you on the phone.

Step 1 of 3

Where's the vehicle?

Call (877) 994-5277
Text us a photo
  • Google 4.7
  • 350+ reviews across our Google profiles
  • 14,000+ completed installs
  • Latest review: September 2026
Common claim questions

United Insurance windshield claim questions

How do I start a United Insurance windshield claim, and which number do I keep?
Use the claim route in step 2 and tell United Insurance that the loss is glass only. Have your policy number, vehicle details, VIN, damage date, and parking address ready. After you file, write down the claim number or referral number you receive. Give that number to Bang AutoGlass so we can check coverage and help with your claim.
Will United Insurance charge my deductible?
Your state and coverage decide what applies. Under A.R.S. § 20-264, coverage for windshield, door, and window glass has no deductible only if you elected the full-glass option; otherwise, the comprehensive deductible applies. Under Fla. Stat. § 627.7288, Florida's windshield deductible does not apply with comprehensive or combined additional coverage. Other Florida glass keeps the normal deductible. Confirm your coverage with United Insurance.
Can United Insurance make me use a certain glass shop?
In Arizona, A.R.S. § 20-469 lets you choose the glass shop unless your policy contract says otherwise. If United Insurance recommends a shop, it must tell you about that right at the same time. Under Fla. Stat. § 627.7291, Florida does not allow a required shop for covered personal auto windshield work, but a policy with a windshield repair arrangement that you accepted may affect your choices. Review your policy or ask United Insurance.
Does a United Insurance glass claim include ADAS calibration?
Coverage for calibration depends on your United Insurance policy, the vehicle, and the required procedure. Confirm calibration coverage with United Insurance before scheduling. Bang AutoGlass offers calibration during the same visit where the procedure can be done on site. Tell us if your vehicle has a windshield camera or sensor.
Will a glass claim raise my United Insurance premium?
How a glass loss is treated depends on the facts and your policy. Ask United Insurance how this claim may affect your premium. We never pressure you to file a claim.

Find your insurance company

Search our claim guides for the company on your policy. Each guide shows official claim steps and state coverage rules.

Browse all insurance guides

Need help with a United Insurance windshield claim?

Call Bang AutoGlass for a free coverage check, claim help, and mobile windshield replacement at your home or work.

Call (877) 994-5277Schedule Appointment

Same-day appointments available

  • 4.7out of 5 stars on Google
  • 350+reviews across our Google profiles
  • 14,000+completed installs
  • Latest review: September 2026